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FEMA IS 1102 Answers Key – Solved Previous Question Papers
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FEMA IS 1102 Answers Key – Sample Paper 1
Q. NFIP counts the basement as a floor for rating purposes.
Ans: TRUE
Q. The NFIP’s Flood Insurance Manual is an excellent resource for rating purposes. Which section with Insurance Manual will aid in determining the Lowest Floor Elevation (LFE) while using the Elevation
Ans: Lowest Floor Guide
Q. Breakaway walls reduce risk in V Zones.
Ans: TRUE
Q. Slab-on-grade buildings can be built on a basement.
Ans: FALSE
Q. How can you determine if a building is Post-FIRM?
Ans:
-The start of construction or substantial improvement was after December 31, 1974
-The start of construction or substantial improvement was on or after the initial FIRM date for the community
Q. Bill’s home is elevated on piers in a V Zone and has an enclosure made of plastic lattice underfloor. The lattice has at least 40% of its area open and is made of material no thicker than 1/2 inch. designed to collapse under stress without jeopardizing the structural support of the building. Bill’s(Lowest Horizontal Structural Member) as the lowest floor?
Ans: TRUE
Q. A house you are rating has floors that are staggered by a half story, and the main entrance to different levels than other entrances. This house is considered a …
Ans: Split-level building
Q. In V Zones, when the lowest floor is below the lowest horizontal structural member, C2.a represe_____________ of the slab.
Ans: Bottom
Q. An Elevation Certificate is needed to provide full-risk ratings for buildings located in which fl
Ans: A and V Zones
Q. Elevating machinery and equipment above the Base Flood Elevation (BFE) is one way to reduce save a client money on flood insurance.
Ans: TRUE
Q. In an elevated building located in a V Zone, the lowest beam, joist, or other horizontal member building is called the …
Ans: Lowest horizontal structural member
Q. On the Elevation Certificate you see the following measurements for a client’s home: C2.a Top and C2.e Lowest Adjacent Grade is 1′. This house has a basement.
Ans: FALSE
Q. A building with a basement (Elevation Certificate Building Diagram 2) is considered what type
Ans: Non-elevated
Q. A building that has no basement and has its lowest elevated floor raised above ground level by shear walls, posts, piers, pilings, or columns is considered what kind of building?
Ans: An elevated building
Q. The bottom floor of Deirdre’s three-story house is located below grade on all sides, qualifying house is in an A Zone. She uses the bottom floor as a media and family room. What level should your floor for rating at Deirdre’s house?
Ans: C2.a Top of Bottom Floor
Q. Laura’s slab-on-grade house has an attached garage that contains machinery and equipment. Located below the Base Flood Elevation (BFE). The floor of the garage can only be excluded as the rating if which of the following conditions is (are) met?
Ans: The building is located in an A Zone
Q. Any Post-FIRM building whose lowest floor for rating is 2′ or more below the Base Flood Elevatconsidered a “submit-for-rate” building.
Ans: TRUE
Q. The NFIP aims to reduce the impact of flooding on private and public buildings.
Ans: TRUE
Q. The bottom level of Derrick’s house is located below grade on all sides. This bottom floor means according to the Elevation Certificate Building Diagram rules, what kind of space is this floor?
Ans: A basement
Q. Buildings depicted in Elevation Certificate Diagram 9 (Buildings on a Subgrade Crawlspace) buildings according to the NFIP.
Ans: TRUE
Q. If a building has its bottom floor located above grade and is no more than 5′ below the top of the bottom floor would be considered a …
Ans: Crawlspace
Q. In what section of the Elevation Certificate would you locate measurements for the floor elevation
Ans: Section C
Q. You are rating a two-story home that is built on a basement. Under NFIP guidelines, how many have?
Ans: 3
Q. The C2.c elevation (Lowest Horizontal Structural Member) is used as a reference level to determine an A Zone.
Ans: FALSE
Q. Proper flood openings are defined by the NFIP as being no higher than 2 feet above the higher interior grade (adjacent) or floor immediately below the openings.
Ans: FALSE
FEMA IS 1102 Answers Key – Sample Paper 2
Q. In an A Zone, an elevated building with no enclosure uses which measurement on the Elevationlowest floor for rating?
Ans: C2.a Top of Bottom Floor
Q. Any machinery or equipment used to service a building in a V Zone and located below the lowermost be at or above the Base Flood Elevation (BFE) for C2.c to be considered the lowest floor for
Ans: TRUE
Q. One of the steps in determining the flood insurance rate for a Post-FIRM building is to locate the Elevation Certificate. In which section of the Elevation Certificate would you locate the Builcorresponds with the building you are rating?
Ans: A7
Q. Ricardo’s house, which is located in a V Zone, has an enclosure that measures 250 square feet constructed with break-away materials. You can exclude the enclosure as the lowest floor for rating
Ans: TRUE
Q. When using C2.a Top of Bottom Floor to rate a house in a V Zone, subtract 1 foot from the top measurement on 1-4 family dwellings when the actual measurement of the bottom of the slab is no
Ans: FALSE
Q. In which section of the Elevation Certificate would you locate the flood zone for the building
Ans: Section B – Flood Insurance Rate Map (FIRM) Information
Q. In an A Zone, basic flood insurance coverage applies to the first $100,000 of the value of the b
Ans: FALSE
Q. Marcy’s house, which is located in a V Zone, has an enclosure that measures 350 square feet lowest elevated floor. You can exclude the enclosure as the lowest floor for rating?
Ans: TRUE
Q. When rating buildings with a subgrade crawlspace, always use C2.a Top of Bottom Floor (in subgrade crawlspace) as the lowest floor for rating.
Ans: TRUE
Q. In what section of the Elevation Certificate would you find the flood zone for a building?
Ans: B8
Q. In an A Zone, an enclosed area (such as a garage) can be excluded as the lowest floor for rating the following conditions?
Ans:
-It is an unfinished or flood-resistant enclosure
-It is usable solely for the parking of vehicles, building access, or storage
-It is an area other than a basement area
Q. Angie’s two-story house is built on a raised stem wall and does not have an attached garage. Wfloor for rating for Angie’s house?
Ans: C2.a Top of Bottom Floor
Q. For new construction in V Zones, the Lowest Horizontal Structural Member (Item C2.c on the ECabove the Base Flood Elevation (BFE).
Ans: TRUE
Q. Full-risk rates are required for Pre-FIRM buildings.
Ans: FALSE
Q. Buildings are considered elevated or non-elevated. In which category does Tina’s slab-on-grade
Ans: Non-Elevated
Q. A basement is a basement, regardless of its use (living, working, storage, etc.).
Ans: TRUE
Q. Joni has an air conditioner located below the Base Flood Elevation (BFE) at her home in a V Zo(Lowest Horizontal Structural Member) as the lowest floor for rating purposes?
Ans: TRUE
Q. For buildings with no enclosures located in a V Zone, the lowest floor for rating is …
Ans: C2.a Top of Bottom Floor
Q. Randy’s house has a garage below the elevated floor. His garage meets the following conditions space is unfinished (having less than 20 linear feet of interior finished wall), is used only for building parking, and has proper flood openings. Randy’s garage can be excluded as the lowest floor
Ans: TRUE
Q. Lowest Floor Elevation (LFE) – Base Flood Elevation (BFE) = ?
Ans: Lowest Elevation for Premiums
Q. A Zones are areas along coasts that are subject to inundation by tidal floods with velocity (coal areas).
Ans: FALSE
Q. If a building is constructed in the Special Flood Hazard Area after the community joins the NFIPshould you use?
Ans: Post-FIRM
Q. Clarence is buying a house in an AE Zone built before December 31, 1974. It is considered Pre-Under NFIP rules, you can rate Clarence’s new house as a Post-FIRM building.
Ans: FALSE
Q. Assume that the Base Flood Elevation (BFE) of a floodplain in an A Zone is 7 feet. You are rating of 9 feet. What is the Elevation Difference?
Ans: 2 feet
Q. It is the insurance agent’s responsibility to complete the Elevation Certificate.
Ans: FALSE
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About IS-1102 : The Theory of Elevation Rating (TER)
The Theory of Elevation Rating (TER) course offered by FEMA is designed to help participants understand how structures are classified during a hazard risk assessment. The concepts discussed in the TER course include identifying flood hazards, determining elevation requirements, and mapping techniques.
Through various lectures and hands-on activities, participants will gain a better understanding of the regulations and standards implemented during a flood risk assessment. The TER course is the first step in helping communities understand the complexities of mitigating floods and other natural disasters.
With this knowledge, communities can better prepare for potential hazards and create more comprehensive emergency plans and building codes to protect against them. After completing the TER Course, participants will have a better understanding of how flooding impacts a community and the necessary steps to reduce its effects.
TER is an important tool for emergency management professionals, building code officials, and insurance agents who are working to protect communities from natural disasters. By understanding the concepts discussed in TER, these professionals can make more informed decisions when assessing risk and developing policies.
The course will also help participants understand how different factors, such as building elevation and foundation stability, can affect the risk of flooding. By learning these principles, emergency personnel can better prepare for potential emergencies and create more comprehensive plans to protect their communities.
More Info: https://training.fema.gov/is-1102/courseoverview
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